Each investor presents a unique set of circumstances, goals and objectives. We evaluate your overall situation,
and then we develop an appropriate investment program for you. We then monitor the program and over time, we modify
it for changing financial markets and your circumstances.
Developing an Initial Strategy
When we start working together, we start with a discovery
session. During this session, we evaluate your overall circumstances, investment goals, time horizons, need for liquidity,
risk tolerances and investable resources. Next, we analyze your current investment
portfolio.
We then design an investment strategy customized to meet your goals. We take the financial
intelligence we have learned about you and your risk tolerance and determine the appropriate risk/return portfolio model for
you. With this determined we can move forward and set the framework for recommendations of portfolio strategists and investment
managers that will work best for you.
It is universally accepted that over 90% of portfolio performance is attributed to
how your assets are allocated and rebalanced over time. There are two primary asset allocation approaches. Under the strategic
approach, we continually rebalance your portfolio to your original target asset mix. Under the tactical approach, we rebalance
your asset classes based on more opportunistic market and economic changes, using permissible ranges for each class.
- Portfolio Strategist Selection
The portfolio strategist’s job is to lay the foundation for going forward with
your investment strategy. We work with you to determine, based on your investment objectives and risk tolerance, whether to
select a portfolio strategist who provides strategic or tactical asset allocation, a global or domestic strategy or tax-managed
model portfolios.
- Investment Manager Selection
Each individual portfolio strategist executes the strategy we select for you according
to their unique and discipline process for selecting investment managers. Strategies may be implemented through no-load mutual
funds, exchange traded funds, variable annuities or privately managed accounts. Whatever the approach, we will work with you
to determine the implementation that best fits your needs so that you are aligned with the industry’s top resources.
Ongoing Management and Communication
Our investment process does not end with the implementation of your investment plan.
On an ongoing basis, our services include:
· Monitoring
and Rebalancing
We provide continuous monitoring of your investments, portfolio rebalancing and asset
mix reallocation and manager review and replacement. Portfolio rebalancing frequency is determined by the type of asset allocation.
Strategic asset allocation normally occurs quarterly or semi annually. Tactical asset allocation adjustments can be made at
anytime to capitalize on the global outlook of the portfolio strategist. Our job as your investment advisor is continually
monitor your investment portfolio and oversee portfolio’s strategist’s decisions to rebalance and realign your
portfolio and then clearly communicate changes to you.
As part of our job keeping you informed and in control, is to provide you with ongoing,
easily understandable communications.
As a client of Forsyth Wealth Management, Inc., you will receive: 1) Monthly Custodial
Statements; 2) Quarterly Performance Statements; and 3) Year-End Tax Reports.
In addition, we provide our clients with periodic meetings, and on-line client resources
that include daily updated account information, market commentary and investment research.
Investing is serious business. If you don’t want to go it alone and you are ready to commit to having a team
of the industry’s most talented investment professionals back you up, we are ready to work with you.
